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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,135 | $153,311-34.7% | $109,313-8.4% | $273,972-63.5% |
| Participation rate | 100.0% | 80.1%+19.9pp | 71.3%+28.7pp | 83.0%+17.0pp |
| Annual return | 7.22% | 29.86%-22.6pp | 22.07%-14.9pp | 41.46%-34.2pp |
| Employer contribution / active EE | $1,806 | $5,619-67.9% | $3,892-53.6% | $4,869-62.9% |
| Participant deferral / active EE | $6,271 | $3,932+59.5% | $3,166+98.1% | $5,287+18.6% |
| Admin fee / account holder | $2,492 | $8,076-69.1% | $5,666-56.0% | $10,133-75.4% |