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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,230 | $88,815-33.3% | $81,882-27.7% | $145,897-59.4% |
| Participation rate | 80.0% | 75.1%+4.9pp | 72.4%+7.6pp | 80.3%-0.3pp |
| Annual return | 13.29% | 1033.75%-1020.5pp | 779.47%-766.2pp | 552.29%-539.0pp |
| Employer contribution / active EE | $1,669 | $3,086-45.9% | $2,916-42.8% | $4,663-64.2% |
| Participant deferral / active EE | $2,268 | $4,647-51.2% | $4,323-47.5% | $6,689-66.1% |
| Admin fee / account holder | $1,275 | $8,434-84.9% | $7,360-82.7% | $13,390-90.5% |