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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,996 | $90,606-58.1% | $79,466-52.2% | $135,379-71.9% |
| Participation rate | 82.6% | 76.0%+6.6pp | 73.3%+9.3pp | 82.6%0pp |
| Annual return | -6.05% | 977.69%-983.7pp | 718.28%-724.3pp | 519.79%-525.8pp |
| Employer contribution / active EE | $1,430 | $3,068-53.4% | $2,800-48.9% | $4,779-70.1% |
| Participant deferral / active EE | $1,993 | $4,050-50.8% | $3,704-46.2% | $5,609-64.5% |
| Admin fee / account holder | $2,823 | $5,895-52.1% | $5,104-44.7% | $10,828-73.9% |