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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,679 | $48,078-32.0% | $78,676-58.5% | $62,881-48.0% |
| Participation rate | 72.0% | 65.2%+6.8pp | 73.6%-1.6pp | 69.3%+2.7pp |
| Annual return | 7.25% | 31.36%-24.1pp | 62.19%-54.9pp | 20.14%-12.9pp |
| Employer contribution / active EE | $1,077 | $2,015-46.6% | $2,850-62.2% | $2,281-52.8% |
| Participant deferral / active EE | $1,704 | $2,587-34.1% | $3,517-51.6% | $3,203-46.8% |
| Admin fee / account holder | $1,987 | $3,206-38.0% | $4,510-55.9% | $4,296-53.7% |