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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,457 | $102,429-28.3% | $147,096-50.1% | $80,925-9.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | -2.31% | 135.02%-137.3pp | 419.75%-422.1pp | 35.65%-38.0pp |
| Employer contribution / active EE | $4,832 | $3,716+30.0% | $4,936-2.1% | $2,756+75.3% |
| Participant deferral / active EE | $4,110 | $6,649-38.2% | $8,071-49.1% | $4,299-4.4% |
| Admin fee / account holder | $6,400 | $7,957-19.6% | $13,005-50.8% | $6,940-7.8% |