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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,457 | $102,422-28.3% | $147,117-50.1% | $80,959-9.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | -2.31% | 135.16%-137.5pp | 420.54%-422.9pp | 35.67%-38.0pp |
| Employer contribution / active EE | $4,832 | $3,717+30.0% | $4,932-2.0% | $2,757+75.2% |
| Participant deferral / active EE | $4,110 | $6,652-38.2% | $8,065-49.0% | $4,300-4.4% |
| Admin fee / account holder | $6,400 | $7,953-19.5% | $12,993-50.7% | $6,925-7.6% |