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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,647 | $98,779-17.3% | $149,751-45.5% | $79,859+2.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 12.27% | 27.38%-15.1pp | 276.71%-264.4pp | 31.71%-19.4pp |
| Employer contribution / active EE | $3,891 | $3,217+20.9% | $4,646-16.2% | $2,471+57.4% |
| Participant deferral / active EE | $3,395 | $5,682-40.3% | $6,843-50.4% | $3,741-9.3% |
| Admin fee / account holder | $426 | $6,053-93.0% | $9,312-95.4% | $5,307-92.0% |