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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,781 | $76,551-29.7% | $123,894-56.6% | $62,881-14.5% |
| Participation rate | 96.0% | 73.0%+23.0pp | 81.4%+14.6pp | 69.3%+26.7pp |
| Annual return | 3.81% | 18.68%-14.9pp | 47.52%-43.7pp | 20.14%-16.3pp |
| Employer contribution / active EE | $3,406 | $2,882+18.2% | $4,617-26.2% | $2,281+49.3% |
| Participant deferral / active EE | $4,999 | $4,840+3.3% | $5,984-16.5% | $3,203+56.1% |
| Admin fee / account holder | $317 | $4,826-93.4% | $8,357-96.2% | $4,296-92.6% |