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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,578 | $93,617+214.7% | $135,982+116.6% | $75,177+291.8% |
| Participation rate | 88.6% | 75.2%+13.4pp | 81.9%+6.6pp | 67.2%+21.4pp |
| Annual return | 14.28% | 30.89%-16.6pp | 68.32%-54.0pp | 160.75%-146.5pp |
| Employer contribution / active EE | $12,441 | $3,538+251.6% | $4,859+156.0% | $2,671+365.8% |
| Participant deferral / active EE | $13,025 | $6,406+103.3% | $7,760+67.9% | $4,126+215.7% |
| Admin fee / account holder | $19,967 | $6,980+186.1% | $10,767+85.4% | $5,651+253.3% |