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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,339 | $105,200+200.7% | $159,474+98.4% | $85,847+268.5% |
| Participation rate | 86.5% | 75.8%+10.7pp | 82.8%+3.7pp | 69.3%+17.2pp |
| Annual return | 8.29% | 45.08%-36.8pp | 263.68%-255.4pp | 318.61%-310.3pp |
| Employer contribution / active EE | $11,645 | $3,319+250.9% | $4,831+141.1% | $2,565+353.9% |
| Participant deferral / active EE | $10,357 | $5,946+74.2% | $7,353+40.8% | $3,952+162.0% |
| Admin fee / account holder | $20,690 | $6,934+198.4% | $10,802+91.5% | $6,261+230.5% |