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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,202 | $82,678+203.8% | $125,391+100.3% | $68,490+266.8% |
| Participation rate | 79.1% | 75.1%+4.0pp | 82.4%-3.3pp | 67.9%+11.2pp |
| Annual return | -17.74% | -5.97%-11.8pp | 572.41%-590.2pp | -7.85%-9.9pp |
| Employer contribution / active EE | $8,962 | $3,382+165.0% | $4,816+86.1% | $2,597+245.1% |
| Participant deferral / active EE | $10,536 | $6,111+72.4% | $7,448+41.5% | $4,028+161.6% |
| Admin fee / account holder | $2,119 | $6,277-66.3% | $10,009-78.8% | $5,403-60.8% |