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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,612 | $89,370+237.5% | $141,197+113.6% | $72,976+313.3% |
| Participation rate | 73.2% | 75.1%-2.0pp | 82.5%-9.3pp | 69.5%+3.7pp |
| Annual return | 13.66% | 111.88%-98.2pp | 71.41%-57.7pp | 81.02%-67.4pp |
| Employer contribution / active EE | $10,742 | $3,115+244.9% | $4,736+126.8% | $2,440+340.2% |
| Participant deferral / active EE | $6,064 | $5,419+11.9% | $6,710-9.6% | $3,608+68.1% |
| Admin fee / account holder | $5,786 | $5,957-2.9% | $10,265-43.6% | $5,124+12.9% |