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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,488 | $98,776+211.3% | $149,745+105.3% | $79,856+285.1% |
| Participation rate | 84.6% | 75.8%+8.8pp | 82.5%+2.1pp | 69.6%+15.0pp |
| Annual return | 13.51% | 27.38%-13.9pp | 276.72%-263.2pp | 31.71%-18.2pp |
| Employer contribution / active EE | $11,160 | $3,217+246.9% | $4,646+140.2% | $2,471+351.6% |
| Participant deferral / active EE | $8,701 | $5,681+53.1% | $6,843+27.1% | $3,741+132.6% |
| Admin fee / account holder | $3,362 | $6,053-44.5% | $9,312-63.9% | $5,306-36.6% |