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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,026 | $39,162-15.7% | $100,671-67.2% | $59,633-44.6% |
| Participation rate | 91.4% | 55.9%+35.5pp | 70.7%+20.7pp | 68.7%+22.7pp |
| Annual return | -2.76% | 21.07%-23.8pp | 20.43%-23.2pp | 2041.45%-2044.2pp |
| Employer contribution / active EE | $0 | $1,151-100.0% | $4,012-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $6,979 | $1,992+250.4% | $3,144+122.0% | $3,192+118.7% |
| Admin fee / account holder | $1,115 | $2,969-62.4% | $4,850-77.0% | $4,297-74.0% |