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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,045 | $48,570-7.3% | $130,660-65.5% | $72,976-38.3% |
| Participation rate | 85.2% | 58.6%+26.7pp | 71.7%+13.5pp | 69.5%+15.8pp |
| Annual return | 16.39% | 38.63%-22.2pp | 1709.29%-1692.9pp | 81.02%-64.6pp |
| Employer contribution / active EE | $0 | $1,334-100.0% | $4,092-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $6,352 | $2,384+166.5% | $3,603+76.3% | $3,608+76.1% |
| Admin fee / account holder | $2,718 | $3,549-23.4% | $5,463-50.2% | $5,124-47.0% |