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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,226 | $41,377-14.9% | $109,313-67.8% | $62,881-44.0% |
| Participation rate | 92.2% | 57.5%+34.6pp | 71.3%+20.9pp | 69.3%+22.9pp |
| Annual return | 10.21% | 11.05%-0.8pp | 22.07%-11.9pp | 20.14%-9.9pp |
| Employer contribution / active EE | $0 | $1,276-100.0% | $3,892-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $5,921 | $2,045+189.5% | $3,166+87.0% | $3,203+84.8% |
| Admin fee / account holder | $1,834 | $2,884-36.4% | $5,666-67.6% | $4,296-57.3% |