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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,213 | $46,877-14.2% | $122,354-67.1% | $70,126-42.7% |
| Participation rate | 91.5% | 58.2%+33.3pp | 71.6%+19.9pp | 69.5%+22.0pp |
| Annual return | 11.15% | 24.22%-13.1pp | 30.28%-19.1pp | 73.15%-62.0pp |
| Employer contribution / active EE | $0 | $1,288-100.0% | $4,051-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $6,728 | $2,167+210.4% | $3,287+104.7% | $3,332+101.9% |
| Admin fee / account holder | $3,364 | $3,324+1.2% | $5,479-38.6% | $4,645-27.6% |