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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,342 | $106,236+162.0% | $96,496+188.4% | $139,427+99.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 23.44% | 38.43%-15.0pp | 35.70%-12.3pp | 373.27%-349.8pp |
| Employer contribution / active EE | $5,327 | $4,104+29.8% | $3,738+42.5% | $4,752+12.1% |
| Participant deferral / active EE | $12,067 | $5,455+121.2% | $4,879+147.3% | $6,711+79.8% |
| Admin fee / account holder | $1,944 | $7,879-75.3% | $6,731-71.1% | $11,404-83.0% |