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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,342 | $106,280+161.9% | $96,538+188.3% | $139,487+99.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 23.44% | 38.48%-15.0pp | 35.74%-12.3pp | 373.84%-350.4pp |
| Employer contribution / active EE | $5,327 | $4,107+29.7% | $3,740+42.4% | $4,755+12.0% |
| Participant deferral / active EE | $12,067 | $5,457+121.1% | $4,880+147.2% | $6,713+79.8% |
| Admin fee / account holder | $1,944 | $7,888-75.4% | $6,737-71.2% | $11,407-83.0% |