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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,850 | $115,780+117.5% | $101,255+148.7% | $158,931+58.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 14.28% | 56.14%-41.9pp | 46.48%-32.2pp | 302.86%-288.6pp |
| Employer contribution / active EE | $4,044 | $4,175-3.1% | $3,660+10.5% | $4,761-15.1% |
| Participant deferral / active EE | $10,784 | $4,958+117.5% | $4,370+146.8% | $5,982+80.3% |
| Admin fee / account holder | $1,551 | $7,246-78.6% | $5,946-73.9% | $11,247-86.2% |