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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,300 | $124,351+211.5% | $109,188+254.7% | $167,553+131.2% |
| Participation rate | 83.3% | 79.4%+3.9pp | 75.9%+7.5pp | 82.1%+1.2pp |
| Annual return | 24.05% | 26.04%-2.0pp | 25.76%-1.7pp | 478.89%-454.8pp |
| Employer contribution / active EE | $2,144 | $4,210-49.1% | $3,723-42.4% | $4,840-55.7% |
| Participant deferral / active EE | $9,000 | $5,257+71.2% | $4,654+93.4% | $6,343+41.9% |
| Admin fee / account holder | $3,661 | $7,975-54.1% | $6,755-45.8% | $12,316-70.3% |