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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,871 | $133,983+110.4% | $112,244+151.1% | $134,493+109.6% |
| Participation rate | 85.7% | 78.6%+7.2pp | 75.1%+10.7pp | 81.2%+4.5pp |
| Annual return | -17.22% | 47.13%-64.4pp | 27.46%-44.7pp | 418.01%-435.2pp |
| Employer contribution / active EE | $3,514 | $4,039-13.0% | $3,635-3.3% | $4,740-25.9% |
| Participant deferral / active EE | $9,086 | $5,291+71.7% | $4,728+92.2% | $6,400+42.0% |
| Admin fee / account holder | $2,460 | $7,490-67.2% | $6,411-61.6% | $11,425-78.5% |