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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,871 | $133,998+110.4% | $112,263+151.1% | $134,545+109.5% |
| Participation rate | 85.7% | 78.6%+7.2pp | 75.1%+10.7pp | 81.2%+4.5pp |
| Annual return | -17.22% | 47.17%-64.4pp | 27.49%-44.7pp | 418.37%-435.6pp |
| Employer contribution / active EE | $3,514 | $4,040-13.0% | $3,636-3.4% | $4,742-25.9% |
| Participant deferral / active EE | $9,086 | $5,292+71.7% | $4,729+92.1% | $6,401+41.9% |
| Admin fee / account holder | $2,460 | $7,493-67.2% | $6,410-61.6% | $11,431-78.5% |