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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $776,812 | $105,856+633.8% | $90,161+761.6% | $147,586+426.3% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | -14.26% | 37.63%-51.9pp | 34.89%-49.1pp | 578.59%-592.9pp |
| Employer contribution / active EE | $24,999 | $4,126+505.8% | $3,318+653.4% | $4,876+412.7% |
| Participant deferral / active EE | $19,105 | $5,733+233.3% | $5,287+261.3% | $5,439+251.3% |
| Admin fee / account holder | $361 | $8,046-95.5% | $5,943-93.9% | $10,886-96.7% |