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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,462,106 | $124,175+1077.5% | $108,405+1248.7% | $167,553+772.6% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 3.35% | 1380.13%-1376.8pp | 905.55%-902.2pp | 478.89%-475.5pp |
| Employer contribution / active EE | $47,832 | $4,188+1042.2% | $3,559+1244.0% | $4,840+888.3% |
| Participant deferral / active EE | $19,300 | $6,908+179.4% | $6,563+194.1% | $6,343+204.3% |
| Admin fee / account holder | $1,692 | $9,457-82.1% | $7,297-76.8% | $12,316-86.3% |