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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,633,528 | $99,668+1539.0% | $86,451+1789.5% | $134,545+1114.1% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | 8.65% | 6789.61%-6781.0pp | 4398.51%-4389.9pp | 418.37%-409.7pp |
| Employer contribution / active EE | $40,500 | $4,403+819.9% | $3,770+974.3% | $4,742+754.2% |
| Participant deferral / active EE | $27,000 | $7,249+272.5% | $6,953+288.3% | $6,401+321.8% |
| Admin fee / account holder | $4,524 | $8,377-46.0% | $6,734-32.8% | $11,431-60.4% |