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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $803,365 | $86,701+826.6% | $73,309+995.9% | $125,389+540.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | -6.14% | 2.78%-8.9pp | 5.67%-11.8pp | 282.24%-288.4pp |
| Employer contribution / active EE | $35,000 | $4,152+742.9% | $3,237+981.2% | $4,866+619.3% |
| Participant deferral / active EE | $24,000 | $5,549+332.5% | $4,991+380.9% | $5,352+348.5% |
| Admin fee / account holder | $9,840 | $7,768+26.7% | $5,635+74.6% | $9,541+3.1% |