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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,409 | $102,393+59.6% | $147,041+11.1% | $80,911+102.0% |
| Participation rate | 78.1% | 75.9%+2.3pp | 82.2%-4.0pp | 67.6%+10.5pp |
| Annual return | 11.31% | 134.95%-123.6pp | 419.21%-407.9pp | 35.63%-24.3pp |
| Employer contribution / active EE | $2,611 | $3,715-29.7% | $4,935-47.1% | $2,756-5.3% |
| Participant deferral / active EE | $5,991 | $6,647-9.9% | $8,071-25.8% | $4,297+39.4% |
| Admin fee / account holder | $9,590 | $7,943+20.7% | $13,006-26.3% | $6,935+38.3% |