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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,427 | $76,551+28.6% | $123,894-20.6% | $62,881+56.5% |
| Participation rate | 81.8% | 73.0%+8.8pp | 81.4%+0.4pp | 69.3%+12.5pp |
| Annual return | 3.49% | 18.68%-15.2pp | 47.52%-44.0pp | 20.14%-16.7pp |
| Employer contribution / active EE | $2,442 | $2,882-15.3% | $4,617-47.1% | $2,281+7.1% |
| Participant deferral / active EE | $5,741 | $4,840+18.6% | $5,984-4.1% | $3,203+79.2% |
| Admin fee / account holder | $410 | $4,826-91.5% | $8,357-95.1% | $4,296-90.5% |