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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,343 | $93,589+80.9% | $135,942+24.6% | $75,181+125.2% |
| Participation rate | 79.2% | 75.2%+4.1pp | 81.9%-2.7pp | 67.2%+12.0pp |
| Annual return | 12.00% | 30.90%-18.9pp | 68.28%-56.3pp | 160.69%-148.7pp |
| Employer contribution / active EE | $3,115 | $3,537-12.0% | $4,858-35.9% | $2,671+16.6% |
| Participant deferral / active EE | $7,021 | $6,405+9.6% | $7,759-9.5% | $4,126+70.2% |
| Admin fee / account holder | $1,612 | $6,977-76.9% | $10,764-85.0% | $5,650-71.5% |