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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,122 | $89,367+6.4% | $141,191-32.6% | $72,975+30.3% |
| Participation rate | 94.6% | 75.1%+19.5pp | 82.5%+12.2pp | 69.5%+25.2pp |
| Annual return | 13.55% | 111.87%-98.3pp | 71.41%-57.9pp | 81.01%-67.5pp |
| Employer contribution / active EE | $2,453 | $3,115-21.3% | $4,736-48.2% | $2,440+0.5% |
| Participant deferral / active EE | $5,900 | $5,419+8.9% | $6,710-12.1% | $3,608+63.5% |
| Admin fee / account holder | $2,209 | $5,957-62.9% | $10,264-78.5% | $5,124-56.9% |