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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,136 | $41,981-2.0% | $63,412-35.1% | $59,633-31.0% |
| Participation rate | 59.3% | 60.3%-1.0pp | 67.1%-7.8pp | 68.7%-9.4pp |
| Annual return | -3.63% | 13.04%-16.7pp | 4.04%-7.7pp | 2041.45%-2045.1pp |
| Employer contribution / active EE | $1,734 | $1,287+34.7% | $1,814-4.4% | $2,203-21.3% |
| Participant deferral / active EE | $3,697 | $2,002+84.7% | $2,496+48.1% | $3,192+15.8% |
| Admin fee / account holder | $282 | $3,509-92.0% | $3,753-92.5% | $4,297-93.4% |