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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,601 | $49,791+17.7% | $78,210-25.1% | $70,126-16.4% |
| Participation rate | 69.5% | 62.3%+7.2pp | 68.7%+0.8pp | 69.5%0pp |
| Annual return | 16.28% | 20.75%-4.5pp | 40.90%-24.6pp | 73.15%-56.9pp |
| Employer contribution / active EE | $1,895 | $1,430+32.6% | $2,034-6.8% | $2,343-19.1% |
| Participant deferral / active EE | $4,138 | $2,150+92.4% | $2,823+46.6% | $3,332+24.2% |
| Admin fee / account holder | $218 | $3,181-93.2% | $3,758-94.2% | $4,645-95.3% |