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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,671 | $44,103+26.2% | $75,826-26.6% | $64,173-13.2% |
| Participation rate | 71.9% | 62.7%+9.2pp | 68.2%+3.7pp | 69.6%+2.4pp |
| Annual return | -7.15% | -4.72%-2.4pp | 1914.15%-1921.3pp | 7.63%-14.8pp |
| Employer contribution / active EE | $2,037 | $1,446+40.9% | $1,913+6.5% | $2,381-14.4% |
| Participant deferral / active EE | $4,561 | $2,204+106.9% | $2,862+59.3% | $3,470+31.5% |
| Admin fee / account holder | $4,556 | $3,506+29.9% | $4,726-3.6% | $4,887-6.8% |