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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,698 | $48,300-5.4% | $40,145,923-99.9% | $62,881-27.3% |
| Participation rate | 69.6% | 62.0%+7.6pp | 68.4%+1.2pp | 69.3%+0.3pp |
| Annual return | 6.62% | 6.95%-0.3pp | 5.24%+1.4pp | 20.14%-13.5pp |
| Employer contribution / active EE | $1,799 | $1,333+34.9% | $1,844-2.4% | $2,281-21.1% |
| Participant deferral / active EE | $3,685 | $2,388+54.3% | $2,591+42.2% | $3,203+15.0% |
| Admin fee / account holder | $255 | $2,919-91.3% | $2,903-91.2% | $4,296-94.1% |