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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,582 | $100,060+1.5% | $149,721-32.2% | $70,126+44.9% |
| Participation rate | 74.3% | 83.6%-9.3pp | 87.1%-12.8pp | 69.5%+4.7pp |
| Annual return | 12.25% | 27.46%-15.2pp | 1501.67%-1489.4pp | 73.15%-60.9pp |
| Employer contribution / active EE | $1,123 | $3,661-69.3% | $5,444-79.4% | $2,343-52.1% |
| Participant deferral / active EE | $3,261 | $4,982-34.6% | $6,568-50.4% | $3,332-2.1% |
| Admin fee / account holder | $17,130 | $8,285+106.8% | $11,282+51.8% | $4,645+268.8% |