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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,934 | $209,874-12.8% | $189,537-3.5% | $167,536+9.2% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 16.31% | 748.61%-732.3pp | 555.34%-539.0pp | 478.82%-462.5pp |
| Employer contribution / active EE | $2,243 | $6,913-67.6% | $6,161-63.6% | $4,839-53.7% |
| Participant deferral / active EE | $7,645 | $8,934-14.4% | $8,220-7.0% | $6,342+20.5% |
| Admin fee / account holder | $4,166 | $14,299-70.9% | $12,048-65.4% | $12,315-66.2% |