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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,778 | $160,059-44.5% | $140,019-36.6% | $135,380-34.4% |
| Participation rate | 81.0% | 88.5%-7.6pp | 87.5%-6.5pp | 82.6%-1.7pp |
| Annual return | -9.40% | 911.48%-920.9pp | 651.17%-660.6pp | 519.81%-529.2pp |
| Employer contribution / active EE | $1,338 | $6,420-79.2% | $5,605-76.1% | $4,779-72.0% |
| Participant deferral / active EE | $4,091 | $7,641-46.5% | $6,927-40.9% | $5,609-27.1% |
| Admin fee / account holder | $23,763 | $13,328+78.3% | $10,705+122.0% | $10,828+119.5% |