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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,455 | $197,637-28.9% | $177,848-21.0% | $158,982-11.7% |
| Participation rate | 92.9% | 88.5%+4.3pp | 87.7%+5.1pp | 82.0%+10.9pp |
| Annual return | 3.66% | 58.77%-55.1pp | 48.33%-44.7pp | 302.99%-299.3pp |
| Employer contribution / active EE | $1,790 | $6,698-73.3% | $5,919-69.8% | $4,763-62.4% |
| Participant deferral / active EE | $5,926 | $8,405-29.5% | $7,714-23.2% | $5,983-1.0% |
| Admin fee / account holder | $10,291 | $15,406-33.2% | $12,431-17.2% | $11,252-8.5% |