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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,411 | $181,896+43.7% | $156,551+67.0% | $273,972-4.6% |
| Participation rate | 75.0% | 88.4%-13.4pp | 84.0%-9.0pp | 83.0%-8.0pp |
| Annual return | 0.00% | 30.74%-30.7pp | 32.23%-32.2pp | 41.46%-41.5pp |
| Employer contribution / active EE | $10,270 | $6,248+64.4% | $5,501+86.7% | $4,869+110.9% |
| Participant deferral / active EE | $5,625 | $5,550+1.4% | $4,871+15.5% | $5,287+6.4% |
| Admin fee / account holder | $576 | $15,560-96.3% | $13,028-95.6% | $10,133-94.3% |