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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,075 | $167,353+78.1% | $143,797+107.3% | $134,545+121.5% |
| Participation rate | 70.0% | 84.8%-14.8pp | 80.3%-10.3pp | 81.2%-11.2pp |
| Annual return | -13.78% | 0.48%-14.3pp | -0.04%-13.7pp | 418.37%-432.2pp |
| Employer contribution / active EE | $16,217 | $5,620+188.5% | $4,952+227.5% | $4,742+242.0% |
| Participant deferral / active EE | $7,450 | $6,447+15.6% | $5,638+32.1% | $6,401+16.4% |
| Admin fee / account holder | $161,920 | $18,096+794.8% | $14,679+1003.1% | $11,431+1316.5% |