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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,405 | $183,592+55.5% | $155,574+83.5% | $145,877+95.6% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 13.73% | 61.37%-47.6pp | 64.87%-51.1pp | 551.28%-537.6pp |
| Employer contribution / active EE | $11,276 | $5,317+112.1% | $4,676+141.2% | $4,663+141.8% |
| Participant deferral / active EE | $5,833 | $6,466-9.8% | $5,629+3.6% | $6,691-12.8% |
| Admin fee / account holder | $1,208 | $19,316-93.7% | $15,914-92.4% | $13,402-91.0% |