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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,382 | $180,459+24.3% | $154,108+45.6% | $135,380+65.7% |
| Participation rate | 94.4% | 87.4%+7.0pp | 83.0%+11.4pp | 82.6%+11.8pp |
| Annual return | -4.94% | 888.21%-893.1pp | 735.21%-740.1pp | 519.81%-524.7pp |
| Employer contribution / active EE | $9,718 | $6,035+61.0% | $5,298+83.4% | $4,779+103.3% |
| Participant deferral / active EE | $5,111 | $5,806-12.0% | $5,081+0.6% | $5,609-8.9% |
| Admin fee / account holder | $5,230 | $16,145-67.6% | $13,411-61.0% | $10,828-51.7% |