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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,734 | $61,125+1.0% | $94,057-34.4% | $87,485-29.4% |
| Participation rate | 50.9% | 64.1%-13.1pp | 73.3%-22.4pp | 68.9%-18.0pp |
| Annual return | 45.79% | 35.20%+10.6pp | 480.62%-434.8pp | 26.06%+19.7pp |
| Employer contribution / active EE | $1,856 | $2,136-13.1% | $2,933-36.7% | $2,596-28.5% |
| Participant deferral / active EE | $3,859 | $3,260+18.4% | $4,709-18.1% | $4,274-9.7% |
| Admin fee / account holder | $5,042 | $5,629-10.4% | $7,244-30.4% | $7,775-35.1% |