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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,890 | $65,423-65.0% | $98,477-76.8% | $85,856-73.3% |
| Participation rate | 60.0% | 65.0%-5.0pp | 73.3%-13.3pp | 69.3%-9.3pp |
| Annual return | 15.04% | 21.76%-6.7pp | 1493.59%-1478.5pp | 318.58%-303.5pp |
| Employer contribution / active EE | $1,520 | $2,168-29.9% | $2,961-48.7% | $2,565-40.8% |
| Participant deferral / active EE | $3,176 | $3,167+0.3% | $4,276-25.7% | $3,952-19.6% |
| Admin fee / account holder | $653 | $4,594-85.8% | $5,951-89.0% | $6,261-89.6% |