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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,902 | $57,312-39.1% | $86,617-59.7% | $75,181-53.6% |
| Participation rate | 61.5% | 63.2%-1.7pp | 71.7%-10.2pp | 67.2%-5.7pp |
| Annual return | 16.97% | 2672.78%-2655.8pp | 591.91%-574.9pp | 160.69%-143.7pp |
| Employer contribution / active EE | $1,866 | $2,315-19.4% | $3,023-38.3% | $2,671-30.1% |
| Participant deferral / active EE | $4,202 | $3,319+26.6% | $4,437-5.3% | $4,126+1.8% |
| Admin fee / account holder | $1,350 | $4,114-67.2% | $5,613-75.9% | $5,650-76.1% |