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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,734 | $54,355-52.7% | $82,744-68.9% | $68,486-62.4% |
| Participation rate | 59.0% | 63.9%-5.0pp | 72.6%-13.6pp | 67.9%-8.9pp |
| Annual return | -17.76% | -13.67%-4.1pp | 702.22%-720.0pp | -7.85%-9.9pp |
| Employer contribution / active EE | $1,757 | $2,219-20.8% | $3,008-41.6% | $2,597-32.3% |
| Participant deferral / active EE | $3,910 | $3,246+20.4% | $4,395-11.0% | $4,028-2.9% |
| Admin fee / account holder | $879 | $4,397-80.0% | $5,325-83.5% | $5,404-83.7% |