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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,004 | $102,393-24.8% | $147,041-47.6% | $80,911-4.8% |
| Participation rate | 90.0% | 75.9%+14.1pp | 82.2%+7.8pp | 67.6%+22.4pp |
| Annual return | 11.47% | 134.95%-123.5pp | 419.21%-407.7pp | 35.63%-24.2pp |
| Employer contribution / active EE | $1,428 | $3,715-61.6% | $4,935-71.1% | $2,756-48.2% |
| Participant deferral / active EE | $4,650 | $6,647-30.0% | $8,071-42.4% | $4,297+8.2% |
| Admin fee / account holder | $15,790 | $7,943+98.8% | $13,006+21.4% | $6,935+127.7% |