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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,530 | $76,551-7.9% | $123,894-43.1% | $62,881+12.2% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 8.47% | 18.68%-10.2pp | 47.52%-39.0pp | 20.14%-11.7pp |
| Employer contribution / active EE | $884 | $2,882-69.3% | $4,617-80.9% | $2,281-61.3% |
| Participant deferral / active EE | $2,221 | $4,840-54.1% | $5,984-62.9% | $3,203-30.7% |
| Admin fee / account holder | $2,143 | $4,826-55.6% | $8,357-74.4% | $4,296-50.1% |