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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,969 | $89,364-19.5% | $141,177-49.0% | $72,983-1.4% |
| Participation rate | 92.1% | 75.1%+16.9pp | 82.5%+9.6pp | 69.5%+22.6pp |
| Annual return | 21.00% | 111.86%-90.9pp | 71.40%-50.4pp | 81.01%-60.0pp |
| Employer contribution / active EE | $828 | $3,115-73.4% | $4,736-82.5% | $2,440-66.1% |
| Participant deferral / active EE | $1,982 | $5,419-63.4% | $6,710-70.5% | $3,608-45.1% |
| Admin fee / account holder | $3,993 | $5,959-33.0% | $10,263-61.1% | $5,124-22.1% |