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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,241 | $57,828+54.3% | $117,039-23.8% | $70,126+27.3% |
| Participation rate | 100.0% | 67.1%+32.9pp | 77.2%+22.8pp | 69.5%+30.5pp |
| Annual return | 10.42% | 17.55%-7.1pp | 18.95%-8.5pp | 73.15%-62.7pp |
| Employer contribution / active EE | $4,000 | $1,816+120.3% | $3,785+5.7% | $2,343+70.8% |
| Participant deferral / active EE | $3,431 | $2,438+40.8% | $3,929-12.7% | $3,332+3.0% |
| Admin fee / account holder | $6,814 | $3,548+92.0% | $5,974+14.1% | $4,645+46.7% |