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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,675 | $58,851+113.5% | $115,167+9.1% | $72,976+72.2% |
| Participation rate | 100.0% | 65.5%+34.5pp | 75.9%+24.1pp | 69.5%+30.5pp |
| Annual return | 5.78% | 23.16%-17.4pp | 35.60%-29.8pp | 81.02%-75.2pp |
| Employer contribution / active EE | $1,220 | $1,798-32.2% | $3,179-61.6% | $2,440-50.0% |
| Participant deferral / active EE | $3,259 | $2,643+23.3% | $4,169-21.8% | $3,608-9.7% |
| Admin fee / account holder | $23,357 | $6,370+266.7% | $7,089+229.5% | $5,124+355.8% |