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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,323 | $80,855+136.6% | $153,416+24.7% | $86,983+120.0% |
| Participation rate | 83.8% | 64.1%+19.7pp | 74.3%+9.4pp | 69.5%+14.2pp |
| Annual return | 10.25% | 16.18%-5.9pp | 17.84%-7.6pp | 25.83%-15.6pp |
| Employer contribution / active EE | $0 | $2,308-100.0% | $3,764-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $5,315 | $3,333+59.5% | $4,723+12.5% | $4,194+26.7% |
| Admin fee / account holder | $7,547 | $6,908+9.2% | $13,095-42.4% | $7,856-3.9% |